Bad Credit Loans

You are not alone if you've had a few problems in the past. A great number of people have had difficulty with late payments, CCJs and mortgage arrears. Almost 20% of the UK population fall into this category.

Because you've experienced some problems it does not mean you will not be considered for a secured loan because the loan is secured on your property. Lenders look more favourably at this kind of loan as they are guaranteed their money back. If you have had some previous problems in the past you would not qualify for an unsecured loan so, secured is the best way to go.

You may have to pay slightly more for your loan due to your poor credit history but a bad credit secured loan is the best way to get the funds you require. Payments can be spread over a longer period of time and you can look at £5,000 to £250,000, this depends on how much equity you have in your property. You could improve your credit rating by clearing all your outstanding debts.

If you have been turned down for a loan before or have a bad credit history do still give us a try. There are over 500 loan plans available from various lenders it is just finding the right one to suit your needs. Let us search the market for you, there's no obligation and our search is free and completely confidential, we have 15 years experience and are UK based so we don't use any overseas call centres.

If you would like us to search, look at our loan repayment calculator see what you could save, and apply HERE for us to give you a quote.